Members, whether you’re borrowing for a business, a mortgage, school, bill consolidation, or otherwise, we provide loans at competitive interest rates that will meet your budget. With over 30 years in the loan business, we continue to meet your demands by offering the most affordable interest rates on your loan specifications.
Basic Loan Requirements
- A good credit history
- An SKCU share account
- Supporting documentation
- A minimum membership period of three (3) months
- A certification letter of employment or a most recent salary slip
- Unless otherwise indicated, and a security of at least 35% in savings at the St. Kitts Co-operative Credit Union Limited. (Although there is an initial request of 35% as security, you will receive 100% of the required loan and your savings will continue to gather interest throughout the duration of the loan)
Added Convenience
Maximize on any one of our safe and most convenient services through the use of the automatic payroll deduction or the transfer of funds from your account to pay your loan. Do not hesitate to take advantage of our loan services: Affordable interest rates Competitive repayment schedules Convenient loan payment services … all with a friendly smile.