At SKCU You Are More Than Just a Customer—You Are an Owner….
When you apply for shares at the St. Kitts Credit Union Ltd. (SKCU), you're not just opening an account—you're joining a movement. Our shares represent your ownership in the credit union and give you a voice in shaping the future of our cooperative.
By purchasing shares you become a member with real benefits:
- Ownership in a trusted, community-focused institution
- Voting rights at our Annual General Meetings
- Dividends on your share investment (based pn performance)
- Access to our full suite of loans, savings plans, and exclusive benefits
How to Apply for Shares:
- Visit any of our branches
- Fill out our online or in-branch Share Application Form
- Submit the required documents
Required Documents:
- Two(2) valid photo IDs
- A proof address (3 months period that shows your current residence)
Minimum Share Requirements
To become a member, a minimum of $100 EC in permanent shares is required, $5.00 minimum deposit and one-time $5.85. This amount secures your ownership and forms the foundation of your financial partnership with SKCU.
Why Shares at SKCU?
- We're people helping people
- We reinvest in our members, not shareholders
- Every dollar you invest supports your community
- Invest in your future. Invest in your community. Apply for shares today.




