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St. Kitts Credit Union (SKCU)
St. Kitts Credit Union (SKCU)
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Tel: (869) 465-2272 / 466-8218
St. Kitts Credit Union (SKCU)
St. Kitts Credit Union (SKCU)
  • Deposit/Save
    • Membership
      • Become a Member
      • Apply for Shares
    • Savings and Chequing Accounts
      • Regular Savings Account
      • Shares Account
      • Chequing Account
      • Fixed Deposits
      • Junior Savers
      • In Trust for Children (ITF)
    • Sub Accounts
      • U.S. Savings Account
      • Golden Achiever Club
      • Vacation Club
      • Christmas Club
    • Rates
    • Exchange Rates
  • Personal
    • Cards
      • Debit Card
      • Credit Card
    • 4cs Online
    • Insurance
      • FIP – Family Indemnity Plan
      • Family Critical Illness Plan
      • Advance Protector
      • Loan Protection Insurance
    • Services
      • Service Request
      • Service Charges
      • EFT Request
      • Safe Deposit Box
      • Overdraft Protection
      • Drive Through Financial Services
      • Forms
    • Online
      • Online/Mobile Banking
      • Mobile Banking
        • Android Devices
        • iOs Devices
  • Loans
    • Apply for a Loan
    • Mortgage Loan
    • Home Improvement
    • Vehicle Loan
    • Promotions
      • Debt Consolidation
      • Education Loan
    • Small Promotions
      • Personal Loan
      • Easy Line of Credit
    • Loan Calculator
  • Business
    • Night Deposit Bags
  • Share Market
  • About Us
    • Our Company
      • Board of Directors
      • Our Team
      • The Beginning
      • History
    • Informational
      • Annual Reports
      • Financial Statements
      • News and Press Releases
      • SKCU Learning Hub
  • Community
  • Scenic View Homes
  • Conference Room
  • Compliments & Complaints
Online Banking

Apply for Shares

HomeMembershipApply for Shares

At SKCU You Are More Than Just a Customer—You Are an Owner….

When you apply for shares at the St. Kitts Credit Union Ltd. (SKCU), you're not just opening an account—you're joining a movement. Our shares represent your ownership in the credit union and give you a voice in shaping the future of our cooperative.

By purchasing shares you become a member with real benefits:
  • Ownership in a trusted, community-focused institution
  • Voting rights at our Annual General Meetings
  • Dividends on your share investment (based pn performance)
  • Access to our full suite of loans, savings plans, and exclusive benefits

How to Apply for Shares:

  • Visit any of our branches
  • Fill out our online or in-branch Share Application Form
  • Submit the required documents
Required Documents:
  • Two(2) valid photo IDs
  • A proof address (3 months period that shows your current residence)

Minimum Share Requirements

To become a member, a minimum of $100 EC in permanent shares is required, $5.00 minimum deposit and one-time $5.85. This amount secures your ownership and forms the foundation of your financial partnership with SKCU.

Why Shares at SKCU?

  • We're people helping people
  • We reinvest in our members, not shareholders
  • Every dollar you invest supports your community
  • Invest in your future. Invest in your community. Apply for shares today.

Membership Links

  • Become a Member
  • Rates
  • Service Charges
  • Exchange Rates
  • Service Request
  • Cards
  • Online Banking
  • Loan Calculator
  • Satisfaction Survey
  • FAQs
  • Membership Application
  • Contact Us

Opening Hours:

Mon-Wed: 8am - 3pm
Thurs: 8am - 2pm
Fri: 8am - 4pm


Telephone: (869) 465-2272 / 466-8218

Email: info@skccu.com

P.O.Box 713 Cnr Church Street and Cayon Street/Bladen Commercial Development, Basseterre, St. Kitts

Our Services

  • Online/Mobile Banking
  • Cards
  • Overdraft Protection
  • EFT Request
  • All Services

CUNA Insurance

  • FIP – Family Indemnity Plan
  • Family Critical Illness Plan
  • Advance Protector
  • Loan Protection Insurance

About Us

  • About Us
  • Our Team
  • Board of Directors
  • History
  • Financial Statements
  • SKCU Learning Hub

Mobile Banking

© Copyright 2026. St. Kitts Cooperative Credit Union (SKCU). All Rights Reserved

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Satisfaction Survey

We value your feedback!

Have you recently interacted with St. Kitts Credit Union? We would love to hear about your experience! Your satisfaction is our priority, and your feedback helps us improve our services.

Take a few moments to complete our short satisfaction survey and let us know how we can better serve you. Your input is invaluable to us, as it enables us to continually enhance your banking experience and meet your financial needs more effectively.

To participate in the survey, simply visit our website and look for the "Satisfaction Survey" tab. We appreciate your time and look forward to receiving your valuable feedback.

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