How to Become a SKCU Member
- Membership Form: Complete a SKCU Membership Application Form
- Documents: Must have two(2) valid government issued IDs and a copy of a current utility bill/bank statement (3 months period that shows your current residence)
- Fees: An entrance fee of $5.85 and a minimum of $5.00 deposit your saving account
- Shares: A minimum of $100 shares is
Benefits of Becoming a SKCU Member:
- Co-owner: SKCU member is a co-owner of the credit union.
- Voting Power: Each SKCU shareholder has equal voting power, (one vote), the same as all other members in SKCU irrespective of the amount of his/her savings, deposits, or volume of business.
- Democratic Right: SKCU members has the power to exercise his/her democratic right in determining by whom and how the credit union is run.
- Paid Dividends: A SKCU member shares in any annual surplus because he/she is a part-owner.
- Financial Services: SKCU offer a wide range of financial services at competitive rates.
- Competitive Rates: SKCU Members are encouraged to develop the habit of thrift; save and take advantage of loans and other services; a fair rate of interest is paid on their savings and deposits.
- Offer Salary Deductions: SKCU Members can save directly and transact business at their credit unions through salary deduction facilities.
- Insured Loans: Loans are insured at no direct cost to members (Conditions apply*).
- Offer a Wide Variety of Loans: SKCU Members can borrow what they need without having to touch their savings.
- Beneficiary Benefits: Beneficiaries can benefit from up to 100% of a member’s savings upon death (Conditions Apply*).
- Offer FIP & Critical Illness Insurance: Offered through Cuna Insurance to SKCU members and their families at a very low monthly premium.
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