FIP – Family Indemnity Plan
Our Family Indemnity Plan provides your loved ones with the funds needed to cover funeral expenses, unpaid bills left behind or funds to start a savings plan.
- No medical examination required
- Lifetime insurance coverage once you enroll before age 76
- You are eligible to receive the full benefit
Family Critical Illness Plan
The support of your loved ones is invaluable. Add to that support the Family Critical Illness Plan which provides up to $90,000 in critical illness coverage.
Your Benefits:
- Critical illness coverage for you and up to FIVE of your eligible family members
- Enroll any time before the age of 60
- Up to $90,000 worth of coverage
Exclusions:
- Drug and/or alcohol abuse
- Willful self-inflicted injury or illness
- Bodily injury through external and violent means
Advance Protector
Helps to reduce the debt a member’s family will have to assume at the time of his death or if a member becomes totally and permanently disabled or temporarily disabled.
- Covers personal loans, auto loans and personal credit lines
- Total and Permanent Disability Insurance is included at no additional cost
- Offers both single and joint insurance coverages
Loan Protection Insurance
When you trust, you live with more freedom.
CUNA Caribbean Insurance OECS Limited wants you to experience that freedom in each and every moment, knowing that no matter what life throws at you, we’ll pay off your insured Credit Union loan balance.
- You enjoy additional insurance coverage at no direct cost to you.
- Your Credit Union pays the premium.
- Total and permanent disability is covered if the disability occurs before age 60.




