Membership Related
Everyone is welcomed to Join the St. Kitts Credit Union, once the age of 16 is attained.
Yes, we do offer a Savings In Trust Fund account for children ages 0-14 years
To establish an account, one must have two (2) valid pieces of government issued identification and proof of address. Click here for more details
Routine Teller transactions are 3 minutes while more complex transactions may take up to 5 minutes
Special Services
Yes. Online Banking forms part of the alternative channels we offer for members to conduct their business at their convenience.
In addition to conducting transactions face to face, we offer alternative means via our Online Banking Platform, Website and ATM services.
Yes. You can visit any of our locations at corner of Church and Cayon street or Bladens and complete the necessary forms for set up.
About the Credit Union
July 1, 1982
Credit Unions are owned by its members while bank can be privately owned. Also Credit Unions are not for profit organizations unlike banks.
Reports are generated annually
Yes by both internal and external auditors
AGM is usually held during the first quarter of each year
Loan Accounts
Once membership is accepted there is no waiting period
Typically 5 work days
Loans are available for any purposes as our loans are tailored to the economic advancement of our membership
Cash, property, Treasury bills, and any other appreciating assets
Term varies depending on factors such as but not limited to, amount required or purpose for the loan
Applications can be made via appointment or through our website at www.skccu.com
Savings Investment Account
Fixed deposits an shares
Yes
Regular Transactions
Your balances can be checked via our Online Banking Platform, Our ATM Services or by calling the Institution.
Funds can be uploaded to your Debit Card via our Online Banking Platform only. For instructions please click here.
Funds on your account may be held as collateral for a loan or cheque deposit held for clearance purposes.
A form is available in office for this purpose
Insurance Products
SKCCU offers loan insurance coverage up to $27,000. Additional coverage would come at a cost to the member
No
Yes. CUNA products such as the Family Indemnity Plan, Critical Illness Rider and Advance Protector
General Information
Our opening hours are Monday - Wednesday 8:00 a.m to 3:00 p.m, Thursdays 8:00 a.m to 2:00 p.m and Fridays 8:00 a.m to 4:00 p.m.
Our Branches and ATMs are conveniently located at New Street in Basseterre and at Bladens Commercial Development, Wellington Road.
Your feedback is always welcomed at the SKCU as it helps us to ensure that your experience is aways a pleasant one. Click here to let us know about your experience/recommendations/queries
Our goal is to manage and resolve complaints quickly. Click here to access our email address:
