At the heart of the SKCCU’s (St. Kitts Co-operative Credit Union Limited’s) business is our service to you, our membership.  We want you to know that the entire range of products and services is designed with your financial needs in mind.  We believe that we make a difference in our members’ lives by offering reasonably priced products and services, unbiased information and unmatched personal service.  Unlike most other financial institutions, SKCCU has a voluntary Board of Directors elected by our membership.  Our not-for-profit philosophy makes us a unique financial institution with services intended specifically to benefit our members rather than to merely increase the profits of the organization.