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St. Kitts Credit Union (SKCU)
St. Kitts Credit Union (SKCU)
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Tel: (869) 465-2272 / 466-8218
St. Kitts Credit Union (SKCU)
St. Kitts Credit Union (SKCU)
  • Deposit/Save
    • Membership
      • Become a Member
      • Apply for Shares
    • Savings and Chequing Accounts
      • Regular Savings Account
      • Shares Account
      • Chequing Account
      • Fixed Deposits
      • Junior Savers
      • In Trust for Children (ITF)
    • Sub Accounts
      • U.S. Savings Account
      • Golden Achiever Club
      • Vacation Club
      • Christmas Club
    • Rates
    • Exchange Rates
  • Personal
    • Cards
      • Debit Card
      • Credit Card
    • 4cs Online
    • Insurance
      • FIP – Family Indemnity Plan
      • Family Critical Illness Plan
      • Advance Protector
      • Loan Protection Insurance
    • Services
      • Service Request
      • Service Charges
      • EFT Request
      • Safe Deposit Box
      • Overdraft Protection
      • Drive Through Financial Services
      • Forms
    • Online
      • Online/Mobile Banking
      • Mobile Banking
        • Android Devices
        • iOs Devices
  • Loans
    • Apply for a Loan
    • Mortgage Loan
    • Home Improvement
    • Vehicle Loan
    • Promotions
      • Debt Consolidation
      • Education Loan
    • Small Promotions
      • Personal Loan
      • Easy Line of Credit
    • Loan Calculator
  • Business
    • Night Deposit Bags
  • Share Market
  • About Us
    • Our Company
      • Board of Directors
      • Our Team
      • The Beginning
      • History
    • Informational
      • Annual Reports
      • Financial Statements
      • News and Press Releases
      • SKCU Learning Hub
  • Community
  • Scenic View Homes
  • Conference Room
  • Compliments & Complaints
Online Banking

Insurance

HomeProducts & ServicesInsurance

FIP – Family Indemnity Plan

Our Family Indemnity Plan provides your loved ones with the funds needed to cover funeral expenses, unpaid bills left behind or funds to start a savings plan.

  • No medical examination required
  • Lifetime insurance coverage once you enroll before age 76
  • You are eligible to receive the full benefit
Read More

Family Critical Illness Plan

The support of your loved ones is invaluable. Add to that support the Family Critical Illness Plan which provides up to $90,000 in critical illness coverage.

Your Benefits:

  • Critical illness coverage for you and up to FIVE of your eligible family members
  • Enroll any time before the age of 60
  • Up to $90,000 worth of coverage

Exclusions:

  • Drug and/or alcohol abuse
  • Willful self-inflicted injury or illness
  • Bodily injury through external and violent means
Read More

Advance Protector

Helps to reduce the debt a member’s family will have to assume at the time of his death or if a member becomes totally and permanently disabled or temporarily disabled.

  • Covers personal loans, auto loans and personal credit lines
  • Total and Permanent Disability Insurance is included at no additional cost
  • Offers both single and joint insurance coverages
Read More

Loan Protection Insurance

When you trust, you live with more freedom.

CUNA Caribbean Insurance OECS Limited wants you to experience that freedom in each and every moment, knowing that no matter what life throws at you, we’ll pay off your insured Credit Union loan balance.

  • You enjoy additional insurance coverage at no direct cost to you.
  • Your Credit Union pays the premium.
  • Total and permanent disability is covered if the disability occurs before age 60.
Read More

Quick Links

  • FIP – Family Indemnity Plan
  • Family Critical Illness Plan
  • Advance Protector
  • Loan Protection Insurance

Quick Links

  • Online/Mobile Banking
  • Cards
  • Overdraft Protection
  • EFT Request
  • All Services

Opening Hours:

Mon-Wed: 8am - 3pm
Thurs: 8am - 2pm
Fri: 8am - 4pm


Telephone: (869) 465-2272 / 466-8218

Email: info@skccu.com

P.O.Box 713 Cnr Church Street and Cayon Street/Bladen Commercial Development, Basseterre, St. Kitts

Our Services

  • Online/Mobile Banking
  • Cards
  • Overdraft Protection
  • EFT Request
  • All Services

CUNA Insurance

  • FIP – Family Indemnity Plan
  • Family Critical Illness Plan
  • Advance Protector
  • Loan Protection Insurance

About Us

  • About Us
  • Our Team
  • Board of Directors
  • History
  • Financial Statements
  • SKCU Learning Hub

Mobile Banking

© Copyright 2026. St. Kitts Cooperative Credit Union (SKCU). All Rights Reserved

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