What is a Sub Account?
At SKCU, a Sub-Account is a secondary savings account under your main membership that allows you to organize your finances with purpose. Think of it as a dedicated pocket of funds—each with a specific goal in mind. Whether you’re saving for the holidays, planning a trip, or teaching your child the value of money, our sub-accounts help you stay focused and disciplined.
Sub Accounts offers:
- Separation of funds without needing a new membership
- Tailored savings goals
- No monthly maintenance fees
- Easy transfers from your main account
What Sub Account we offer:
U.S Saving Account
This account affords you easy access to your US currency whenever you need it.
Requirements:
- $500 USD is required to start account.
- A minimum amount of $500 USD must be maintained on account.
Golden Achievers
This savings plan is designed to suit your varied savings needs.
Saving for...
- An education?
- Your car insurance?
- A down payment on a home?
- or some other financial goal?
The Golden Achievers Plan can be started at any time of the year at your convenience.
- No opening fees
- No annual fees
- The minimum amount to begin and maintain this savings plan is $50.00 and the deposit made each month cannot fall below this minimum.
- Interest rate paid will be 2.75% per annum and will be paid on 30th September
- After the agreed upon time period has expired, the member is free to withdraw funds
- The minimum committed time period for saving is 1 year
Vacation Club
Need help saving money for that well needed VACATION?
The vacation club is here to help you
Only $100 is required to start this account!!
Begin saving by June of any year and enjoy your vacation without any financial worries.
Christmas Club
Enjoy the Holidays by opening a Christmas Club Account!
Only $25.00 to open the account!!
Rewards:
- No financial stress
- Christmas shopping
- Gift giving
