Unbeatable term deposit rates Amount -$- Period (months) Rate (per annum) 500 - 4,999 6 3.25% 500-4,999 12 3.50% 5,000 -14,999 6 3.75% 5,000 - 14,999 12 4.00% 15,000 - 49,999 6 4.25% 15,000 - 49,999 12 4.50% 50,000 - 99,999 6 4.75% 50,000 - 99,999 12 5.00% 100,000 - over 6-12 5.25%