15 Oct

Melvin Edwards Excellence Awards

Melvin Edwards Excellence Awards

On Wednesday 15th October 2014, the annual SKCCU Melvin Edwards Excellence Awards ceremony was held at the St. Kitts Co-operative Credit Union Limited conference room. The Awards seeks to reward the hard work of primary school children in six grade, who sit the Test of Standards and excel to the top three positions. The top three students are invited to a ceremony along with their parents and/or guardians as well as their teachers and other essential persons who assisted in helping them to excel.


This year's winners were no exception to those winners who came before them. The winners were -

  • Mr. Khalid Francis - 1st Place ( Immaculate Conception Catholic School)
  • Ms. Zuwena Bennet - 2nd Place (Tucker Clarke Primary)
  • Mr. Vidonje Richardson - 3rd Place - (Tucker Clarke Primary)

These children who are now all in Secondary school were delighted to receive their awards and the mother of the first place winner, Ms. Tessel Francis, articulated in a short speech her drive to ensure that her son excelled at his studies by setting a schedule for his studies and attaining past papers for him for which she took time to go over. Ms. Gabriel Bowry, who was the first place winner in 2012 also addressed the winners telling them how the awards had changed her life and caused her to strive even harder for excellence.

This year being the fifth year of the Awards existence, we were blessed with the presence of Mr. Melvin Edwards the patron of the Awards was named after. Mr. Edwards has been a true pioneer in the Credit Union Movement attaining the prestigious position of President of the World Council of Credit Unions in 1998. Fluent in French and conversant in Spanish, Edwards is known throughout the Caribbean Region for his contributions to economic competitiveness, private enterprise development, harmonized cooperative legislation and credit union expansion. A specialist in development finance and project management, he was formally trained at the St. Kitts and Nevis Grammar School, the University of the West Indies and the University of Wales, U.K. He also pursued post-graduate training at the Université de Bordeaux, the University of Minnesota and the Coady International Institute (Nova Scotia). The highlight of the ceremony was a short speech by Mr. Edwards, who was indeed delighted to see and interact with the students.

The ceremony ended with all the invited guests congratulating the students and parents/guardians for their accomplishments. It was followed by a personal donation by Mr. Edwards that would go towards future awardees. It is hoped that next year's ceremony will be even bigger as our Nation's children endeavour to excel in their studies.

03 Jun

SKCCU AGM News Release

SKCCU AGM News Release

The St. Kitts Co-operative Credit Union Board of Directors and Management are pleased to report that on Wednesday 28th May 2014 a successful 31st Annual General Meeting was convened at the St. Kitts Marriot Resort. There were over three hundred persons in attendance. The feature presenter was Sir Probyn Inniss. He was most eloquent and convincing in his delivery on the theme: “Redefining Strategies to Serve You Better”.

Many awards were given in recognition of years of service. Amongst the awardees was the General Manager, Mrs. Sheryl Bass, who was given an award for twenty years of dedicated service and visionary leadership. Nine other staff personnel also received Service Awards for ten years of dedicated service. A Candle Lighting Tribute was beautifully executed in memory of the late Warick Estwick who was also honored posthumously for ten years of dedicated service. Several retiring volunteers were recognized for their contribution to the development of the Credit Union. Thirteen primary schools received gifts of reading books as a result of an innovative Book Drive Launch initiated last year October on Credit Union Day. The members in attendance too were delighted with tokens and some received surprise gifts.

The greatest excitement of the evening came with the declaration of a 5% dividend. The members were ecstatic. This is noteworthy as the institution had not paid dividend in three years due to the requirements of the new Co-operative Societies Act, Number 31 of 2011. The President, Ms Marilyn Johnson made it clear that; “The Board of Directors and Management are committed to making the SKCCU a model credit union. We cannot do it alone, and so we send the clarion call out to our members to do your part to help build and sustain your credit union.”

We wish to take this opportunity to say thank you to everyone and anyone who has contributed in any way to ensure the success of this institution. You have helped to light a flame that will never be extinguished because of that passion that now burns in all of us. Continue to support our credit union family always.

16 Oct

The Melvin Edwards Excellence Awards for 2013

The Melvin Edwards Excellence Awards for 2013


 On Wednesday 16th October 2013, the Beach Allen Primary School portrayed its school song "Proudly we stand as students of this school..." when two (2) of its students were rewarded for their industry and hard work as the St. Kitts Co-operative Credit Union (SKCCU) conferred upon them the Melvin Edwards Excellence Award for excellent performance in the 2013 Tests of Standard.

This esteemed award has now become an annual feature of the St. Kitts Co-operative Credit Union Limited, and is presented to the top three (3) Grade 6 students in St. Kitts. This year, Beach Allen Primary School, is the proud recipient of the first and third places. Alaynah 

Mitchell was awarded first place, while Daria James of the George Moody School was second place, and Chanecia Pole also of the Beach Allen Primary School captured third place.

The Principal, Mrs. Emileta Warner-Paul, and the proud parents of these students were on hand to witness the handing over ceremony which was held at the SKCCU Headquarters Conference Room at Bladen's Commercial Site. Both The President and General Manager of the St. Kitts Co-operative Credit Union Limited praised the students and congratulated the schools and the parents on the achievements of the recipients and encouraged the children to strive for excellence. Additionally, Chief Education Officer Ms. Cotton also commended the children, schools and parents and heartened the children to use Mr. Melvin Edwards as an example of what they can accomplish as he started out his career as a teacher. Then the Principal in her remarks thanked the organizers for this initiative now in its fourth (4th) year and mused that the school has the prestigious position of the first to receive the inaugural award. She went to equate this award to that of the State Scholar Award but for the Primary School setting. She explained that only the secondary schools attended by the recipients of the State Scholar Awards were highlighted, forgetting that these students had to have a foundation. Mrs. Warner-Paul concluded that the Melvin Edwards Awards will continue to promote and highlight the hard work and dedication of the teachers in the Primary Schools.

A hearty congratulation is extended to all the awardees. Also a special thanks and profound appreciation is expressed towards the dedicated teachers, who had the joy in teaching and nurturing these students as well as the parents for their unwavering support for their children and the schools.

The Beach Allen students continue to make strides in outstanding performances in both academics and sports. As its Motto echos "Unlock the Gate to Opportunity”, the students are encouraged continually to do the best that they can striving for the top as they unlock all the opportunities that come their way. The students who have set the benchmark are encouraged to press on and to build on what they started at Beach Allen and those who are to come will reach for that mark but do not stop as the sky is the limit. Congratulations again to all the recipients!


24 Oct

St. Kitts Co-operative Credit Union Limited donates to the Pink and White Gala

       In recognition of Breast Cancer Month, the St. Kitts Co-operative Credit Union Limited recognized 5 female members, who are breast cancer survivors, by treating them to tickets to attend the 1st Annual Pink and White Gala held on Saturday 22nd October at the St. Kitts Marriott Resort.

At a small ceremony on Wednesday 19th October at the institution’s Headquarters, Ms. Julie Charles, Marketing and Human Resource Manager indicated that the Credit Union not only cared for the member’s financial health but their spiritual and bodily health as well. She also stated that the institution was aware of the way that this particular disease had ravage a cross section of the female membership and that the institution had always endevoured to assist the membership wherever possible with donations towards treatment. Given the emotional and psychological impact of this disease has on its victims, it was decided that the women deserved an elegant evening out to socialize with other survivors who understand their struggles.

After the brief opening remarks, the tickets were handed over by Mrs. Claudine Jenkins, representative of the Essence of Hope Association and organizers of the event. She expressed her thanks to the credit union for the initiative and she was delighted to meet the survivors. Mrs. Sheryl Bass, General Manager, stated that the institution was indeed happy to make such a gesture as the Credit Union felt that the members deserved such a treat. Finally, one of the survivors, Ms. Agnes Farrell, thanked the institution for such a wonderful token. She stated that on behalf of the members that they were truly grateful for the tickets and the opportunity to have an elegant evening out.

The members attended the event and communicated that they had a wonderful evening and they were happy that the credit union had recognized them and given them the chance to attend such a sophisticated event. To top off the evening, one of the institution’s strong members Ms. Idetha Mills Thomas was the awarded for the first Annette Jenkins Humanitarian Award for her extraordinary work done in the field of HIV in the community. Overall, the members had a wonderful time and stated that they would be forever grateful to the St. Kitts Co-operative Credit Union for such a treat.

03 May

Drive Through Teller opens at 7am

Beat the 8 O’clock hassle, drive on up to the St. Kitts Co-operative Credit Union ” Drive Through Teller”. Now you can do withdrawals, deposits and loan payments at a more convenient time. The Drive Through opens from 7am – 3pm. Welcome home to the financial institution thats unique, and keeps on striving to serve you better.

25 Mar

SKCCU Makes donation

The St. Kitts Co-operative Credit Union Ltd. donates to Community Sunday

The St. Kitts Co-operative Credit Union Ltd, was delighted to make a contribution to the Word of Life New Testament Church of God, on the hosting of their first ever Community Sunday, slated for March 27th 2011.

At a brief handing over ceremony at the St. Kitts Co-operative Credit Union Headquarters, Bladen Commercial Development, Pastor Matthew Hepburn received a donation cheque on behalf of the church. On Community Sunday, fifty (50) food packages will be given out to various members of the community. This venture is one of many ongoing initiatives that the church is doing to serve the residents of McKnight and Irish Town.

The St. Kitts Co-operative Credit Union welcomes such innovative community based programs as it continues to fulfill one of its core operating principles of assisting the community it serves. As a financial institution it was deemed a worthwhile opportunity to assist with activities of this nature, as it believes with change that others will be inclined follow.

The Institution commends the Word of Life New Testament Church of God on the outstanding work done thus far. It is indeed heartening to see various organizations coming forward with an affirmative action to decrease crime and violence in our Federation.

06 Mar

St. Kitts Co-operative Credit Union Limited represented at the Launch of GEMS

     Credit Unions have a social responsibility to the community it serves and in its continuous efforts to fulfill that purpose, the St. Kitts Co-operative Credit Union Limited was represented at the launch of the “GEMS” which is an after school program for girls between the ages of 13 to 16 at the Charles Miller High School in Sandy Point.

Ms. Charles, the Marketing and HR Manager, was the guest speaker to forms 1 to 5 at their general assembly on Thursday 6th October 2011. This after school initiative was launched as part of the Teacher’s Week and on the Teacher’s Appreciation Day. It is designed to engage young girls in positive activities that would build skills such as self confidence/esteem.

In the address to the young girls, Ms. Charles asked what the meaning of a Gem was. To which one of the participants answered that a gem is a precious stone. Ms. Charles indicated that they were all Gems and that they were all special and unique as there was no one on the face of the earth that was like them.

The session was interactive as the girls indicated that they had aspirations of being lawyers, accountants, and other professions and Ms. Charles indicated that they could achieve anything they wanted to be but they would have to focus.

Finally she stated that there was a statement she wanted them to remember and it was love for self, respect for self and respect for others. The girls enthusiastically shouted the statement and promised to remember it. The St. Kitts Co-operative Credit Union will continue to support such initiatives that hope to build the youth of this Nation into the productive adults we hope they will become.

02 Mar

St. Kitts Co-operative Credit Union increases benefits to its Membership

  • In its continuous efforts to provide additional benefits to its membership, the St. Kitts Co-operative Credit Union Limited with its Head Office at Bladen Commercial Development and Branch Office at New Street in collaboration with our service providers 4 C’s has increased the coverage on its ATM service. Any member travelling throughout several Caribbean islands can now access their funds using the SKCCU Debit Card without any hassle. Members can now access their funds on their St. Kitts Co-operative Credit Accounts with the following financial institutions –
  • Anguilla
    o Caribbean Commercial Bank
    o National Bank of Anguilla


  • Antigua
    o Antigua Commercial Bank
    o Caribbean Union Bank
    o Bank of Antigua


  • Dominica
    o National Bank of Dominica
    o Roseau National Co-operative Credit Union
  •  Grenada
    o Grenada Co-operative Bank


  •  Montserrat
    o Bank of Montserrat


  •  St. Kitts and Nevis
    o SKNA National Bank
    o Bank of Nevis
    o St. Kitts Co-operative Credit Union
    o Nevis Co-operative Credit Union
    · St. Lucia
    o Bank of St. Lucia
    o 1st National Bank of Lucia


  • St. Vincent
    o National Commercial Bank (SVG)


  •  Guyana
    o Guyana Bank for Trade and Industry

    The St. Kitts Co-operative Credit Union Limited has always endeavoured to strive towards exceptional and unique service for its members. Its Mission is to be a sound financial institution that provides increased opportunities to our members and potential members by delivering timely excellent products and services that will enhance the social, financial, and economic welfare of the member, his household, and the country as a whole. This Institution will continue to remain innovative in the products that it offers and venture into new services that would add value to its membership.

27 Oct

The St. Kitts Co-operative Credit Union gives back to the community

As part of its operating principles, the St. Kitts Co-operative Credit Union Limited continues its intrepid efforts to give back socially to its members as well as the wider community. During the institution’s celebrations of International Credit Union Day on Thursday 21st October, the Credit Union recognized and donated to two upstanding members who have through their own contributions given back to the Federation. The two members were given a monetary contribution to assist them and they are namely Mr. Earle Clarke and Ms. Venetia Clarke.


Mr. Earle Clarke is known by all in the community for his positivity and kind words to those who are feeling down trodden, ill or bereaved. However, Mr. Clarke has also been a longstanding member of the St. Kitts Co-operative Credit Union and his dedication and love for the Credit Union Movement is clearly demonstrated in the passion with which he serves.  He is a strong advocate and has encouraged many to become members of this institution.  He has also served on the Credit Committee for several years.


Ms. Venetia Clarke is also a dedicated member of the St. Kitts Co-operative Credit Union.  She was a teacher for many years however when her only child, Kailah James, became paralyzed Ms. Clarke made the sacrifice and gave up her teaching profession of nineteen years to look after her daughter.  Under her current situation, Ms. Clarke is unable to commit to a normal work schedule and this weighs heavily on her financial stability.  She tries odd jobs in order to support both her daughter and herself.  This is often times very difficult but they thank God for life, his blessings and his mercies.  They have a positive outlook on life and are thankful for any show of kindness or concern expressed to them and others.


The St. Kitts Co-operative Credit Union Limited is extremely honoured, by the dedication of both these members, and has made small contribution towards their medical expenses.  These two exemplary members are only a fraction of the body of members that the institution is privileged to have.

18 Aug

The St. Kitts Co-operative Credit Union completes construction on its two model homes

In an effort to provide the Federation with both affordable and comfortable middle income homes, the St. Kitts Co-operative Credit Union Limited has embarked on an innovative housing concept namely the Scenic View Homes located at Douglas Estate, St. Peters. Given this innovative undertaking, there is no doubt that these homes will be a welcomed addition to the housing market within St. Kitts.

The construction of two of the six model homes began late last year as it was felt that the physical structures would be greatly appreciated as the potential owner would better able to assess their investment if they were given the opportunity to view and tour the homes constructed. The petite bungalow with a square footage of approximately 1300 is situated on the prime land of 4,000 square feet, and the petite two storey home, with a square footage of 1604 situated on prime land of 6,000 square feet is the present offer to the potential home owner.

Along with the internal ambience of the newly constructed buildings is the beautiful panoramic view of the island’s mountain range while allowing a peek of the Atlantic Ocean and a clear view of the Caribbean Sea which all accompany the scenery of this location.

At present, the following have been included in both homes to ensure as much comfort as possible to the potential owner. There is always the opportunity to include or exclude as they deem fit through negotiations.

· 3 Bedrooms including a Master Bedroom Suite
· 2 Full Bathrooms
· Ceramic Tiling
· Painting (both interior and exterior)
· Complete Wooden Cabinets and Closets
· Complete Sinks and Faucets
· Railed Patios
· Roof Top Balcony
· Burglar Bars (throughout)
· Gates with complete Fencing
· Utilities
· Ceiling Fans with lighting fixtures
· Cable, Internet, Security System and Telephone wiring
· Air Conditioning
· Paving Stone pathways
· Carport

For further information, please feel free to contact our offices at (869) 465-2272/9014 or through our email address at stkittscreditunion@yahoo.com.